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Second-hand cars
 
BRD Finance IFN S.A. > Loans > Auto Loans > Second-hand cars     
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Second-hand cars
Useful information
Second-hand cars
CIRCUIT CREDIT

WHY CIRCUIT CREDIT?
  • contracts are signed directly in show-room
  • instant financing of the contract, in maximum 2 hours
  • fix installments in lei
  • CASCO insurance is not mandatory
CHARACTERISTICS OF CIRCUIT CREDIT

Loan period: 24 - 48 months (car age - maximum 36 months; car age + loan duration - maximum 48 months)
Financed amount: 6.000 - 100.000 lei
Fix annual interest rate
Minimum down payment: 10,50%

Commission for file analysis: 800 lei

Monthly commission for administration (applied to the credit outstanding): 0,35%

Minimum mandatory down payment: 20%

Optional* monthly life insurance (applied to the credit outstanding): 0,38%-package "Standard", 0,58%-packeage "Optim", 0,68%-package "Senior

For more information please call InfoAuto: 021-301.48.34

* the insurance is optional with the condition of a warrant presence

Reimbursement value for a car value of 25.000 lei, aged 12 months: down payment 20%: 5.000 lei; total value of credit: 20.000 lei; fix monthly installment: 717,99 lei; fix annual interest: 10,50%; DAE: 18,97%; total cost of credit: 5.847,64 lei; loan contract duration: 36 months; total payable value: 25.847,64 lei. The monthly installment does not include the optional life insurance. The life insurance is optional with the condition of presenting a warrant. The present information is guiding and has no contract value.



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