The Romanian banking market is now one with significant potential, from several points of view.

The first one concerns its still reduced dimensions that allow an accelerated development in the following years. The second is the need for banking products and services among the retail customers, a dynamic segment that largely overlaps the characteristics of the "middle class", which supported the spectacular growth of the Romanian economy during the past few years. The third argument is the need for financing of the governmental institutions and local communities. At last, the development of small and medium-sized enterprises generates an important demand of financing from their part, thus representing a clientele segment which more and more banks strive to attract.

In this context, BRD-Groupe Société Générale positions as a bank that is solid and open to all customer segments, a bank in full development, with a team of over 9,000 persons providing quality services in more than 700 units. BRD is the leader on the consumer loans market, the main financial backer of small and medium-sized enterprises and partner of most large corporations, both Romanian and multinational.

If the need of financing is important, the bank's capacity to efficiently interact with its customers is equally important. The range of products and services, the number of agencies or even the interest rates cannot make, by themselves, a difference from the competing banks. There is only one variable that can influence the public's opinion about one bank or another: the quality of the direct relationship between the bank and the customer, which can only be ensured by competent, dynamic and considerate personnel.

The "bureaucrat" banker is about to disappear and is being replaced by the competent consultant, who is a good listener and is able to assume responsibilities. The market changes and so does its manner of doing business in the banking field.

Our human resources policy offers those who wish to "conjugate" their talents with those of BRD the chance to make a career in an institution that focuses on performance and that knew how to build and maintain a friendly social climate. BRD has developed these past few years a financial group that integrates subsidiaries of leasing, consumer finance, operational leasing, brokerage, asset management, mergers & acquisitions consulting and private pensions, which are just as many career opportunities. Last but not least, our future collaborators will be able to develop in an organization based on three key-values: professionalism, innovation and team spirit.

The image of good employer of our company honours and holds us to it, and my message to all those who wish to make career in a bank is that BRD provides all the premises for success: permanent opportunities of professional evolution, a competent and always close human resources team and, last but not least, the feeling of being an appreciated member of a great family.