Do you own a real estate? Do you want a new one, but you do not want to sell first the one you already have? The bridge loan - Habitat Extra finances your new real estate project on medium. Therefore, you can get a Habitat Extra loan guaranteed with the real estate you own, to which you add your down payment - at least 25% of the project value. Or, if you don't have any financial resources, you can apply to a Habitat Extra which finances your down payment for a standard mortgage loan.
WHAT DOES HABITAT EXTRA MEAN ?
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- An attractive loan in Lei or EUR
- A 2 year fixed period
- 23 months' differed period when you pay only the interest and the commissions
- A revisable interest rate depending on a monetary index (ROBOR, EURIBOR)
- 0% - commission for fully prepaying the loan
- Furthermore ... additional services: real estate estimation and life insurance brokerage
HOW CAN YOU GET HABITAT EXTRA?
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You must come with the following documents:
- Documents attesting the incomes
- Documents attesting the loan object, including the ownership documents of the investment
- The ownership documents for the real estate - guarantee of the loan
... and our specialists will help you obtain the desired loan
DON'T FORGET ABOUT THE NECESSARY GUARANTEES
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The gurantee for HABITAT EXTRA must be 1st rank mortgage on the real estate you already own and, in addition, on another real estate, if necessary.
The purchased property will be fully risk insured. Close a life insurance contract with BRD Asigurari de Viata or another accepted insurance company to also protect your family. |
