If you need funding for buying or building a house or a holiday residence, BRD financially supports you by a housing loan in RON.
HABITAT is a loan in RON with a 30-year tenor and an up to 12 differed refunding.
- Funding in RON - up to 75% value of investment
- Loan tenor - up to 30 years
- Variable interest adjusted to modifications of reference monetary index
- Reimbursement options - in equal or decreasing monthly instalments, having the option to repay the loan anytime, partially or in full
- Wide range of income sources accepted - salary, dividends, rents, freelance income, copyrights etc
- Moreover further services. Besides you benefit of further services like evaluation and assistance that complement your life insurance policy.
HOW TO SECURE A HABITAT LOAN ON REAL PROPERTY?
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Necessary documents:
- Cash-flow for you or your family and proof of achieved revenues
- Sale-Purchase precontract on property to be purchased
- Ownership documents concerning the real estate to be purchased
- Ownership documents on fixed assets which are considered loan guarantee
- Building license, project and cost estimation
- Down payment proof
Select one of the following options: an A class mortgage on assets covered by the loan contract or a different personal or third-party property, a collateral deposit or an indemnity bond.
The purchased property will be fully risk insured. Close a life insurance contract with BRD Asigurari de Viata or another accepted insurance company to also protect your family. |
