BRD.ro | Expresso Green- Personal needs loan

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Expresso Verde - Green Personal needs loan from BRD

Green products

Based on
your needs
Benefits

Find out the benefits
of the loan.
Apply

You'll be contacted
for more details.

1. How much would you like to borrow? LEI

45000

2400000

2. Over how many months do you want to pay the loan?

3. I want to collect my income into a BRD account

4. Upfront payment

5. The EPC for the real estate brought under warranty

6. Repayment methods

First rate

0 LEI

Total payment amount

0 LEI

DAE

0 %

Interest rate

See due date

WHAT SUSTAINABLE PRODUCTS CAN YOU BUY WITH EXPRESSO GREEN

Electric and
hybrid cars

Plug-in type with carbon emissions below 50gCO2 / km

Green equipment
for personal mobility

Bicycles / electric bicycles, scooters / electric scooters, electric mopeds / scooters, etc.

Equipment that uses
renewable energy

Solar / photovoltaic panels, heat pumps, boilers, convectors, collectors and auxiliary installations, heat and electricity storage units produced from renewable sources, etc.

Equipment that improves the
energy efficiency of the home

Energy efficiency class A or B: double glazed windows, central heating, including auxiliary installations and boilers, air conditioning equipment

With Expresso Green you have many benefits

Interest rates between 8,75% and 16,14%

Tailored to your financial and personal situation

250.000 lei

Maximum loan value

Without guarantees

No real estate or vehicle guarantees

Simplified income documentation

For incomes from salaries or pensions reported to ANAF

Based on invoice or other accounting document

Received from the seller, plus another document stating the CO2 consumption, if you buy a car, or the classification in the energy efficiency class, if you buy housing equipment

What can you get with Expresso Green?

HERE'S ALL YOU NEED TO KNOW!

What does the Expresso Green Loan offer you?

Fixed interest rate for the entire lending period, between 8,75% and 16,14%, offered according to a number of elements taken into account in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability at the job, the constant income, the existence of a loan history and the way in which the loans held so far have been repaid, etc.
Loan of up to 250,000 Lei, without real estate guarantees
You don't need many documents! You come with the invoice (or other accounting document) received from the seller and another document showing the CO2 consumption, if you buy a car, or the energy efficiency class, if you buy housing equipment
If you buy a heat pump from Climatico you get a 5% discount.

How can you stay calm for the duration of your loan?

You are safe for the entire loan period by taking out a life insurance policy that gives you and your family protection in the event of unforeseen events (unemployment, incapacity for work, total disability or death). The policy is concluded at the time of signing the loan agreement, for the entire loaning period.

What income do you need to get the loan?

A wide range of income is accepted for the Expresso Green Loan: salaries, pensions, dividends, royalties, rents, up to income from self-employment. You can get a higher amount if you also bring the income of a maximum of 3 co-borrowers.

How much does it cost?

Find all the necessary information by accessing Fees and commissions.

EXPRESSO GREEN LOAN: LONG-TERM BENEFITS AND INCREASED HAPPINESS.

READY, HAVE YOU DECIDED?

Fill the form and we will contact you with all the information to obtain the loan!

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By checking this field I understand that BRD processes my personal data in accordance with the mentions of the Information Note and I have read the Terms and conditions of use of the BRD site. *

* The interest rate is between 8,75% and 16,14% and is offered to customers according to a number of elements considered in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability in the place of work, consistency of income, existence of a loan history and how loans held so far have been repaid, etc.

Representative example valid on 06.11.2023, calculated for an EXPRESSO Verde personal needs loan, in the amount of 35,000 lei, granted over a period of 5 years and repaid in 60 equal monthly installments, with the option of contracting a package of products and services: fixed interest rate of 10.04%/year, APR 11.98%, the value of the first monthly payment amount 775.83 lei, subsequently decreases due to the reduction of the insurance premium, the total amount payable 45,899.31 lei, which includes commission for file analysis 200 lei, monthly administration fee for the current account associated with the credit zero lei (cost valid during the period of ownership of a package of products and services) and life insurance: 0.09% per month, charged to the credit balance (if you opt for the insurance distributed by BRD, as an affiliated agent of BRD Life Insurance Insurer). If you cancel the package of products and services, the monthly current account administration fee becomes 6 lei. You can find details on product and service packages at brd.ro/carduri si conturi/current account packages.

Fees and commissions.

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WHAT SUSTAINABLE PRODUCTS CAN YOU BUY WITH EXPRESSO GREEN

With Expresso Green you have many benefits

HERE'S ALL YOU NEED TO KNOW!

HERE'S ALL YOU NEED TO KNOW!

READY, HAVE YOU DECIDED?