At the end of the saving period, the interest cumulated makes you eligible for a personal loan in advantageous conditions.

You can get up to EUR 20,000 or RON 80,000 on a 5-year term.You can benefit of financing support for any type of projects, with no need to designate the purpose of the loan.

Moreover, you are informed in advance about your loan interest rate. Interest rate is guaranteed by contract from the moment of the subscription of the saving and loan plan.

If at the end of the saving period you decide to accomplish your real estate project, you may secure a mortgage or housing loan.Buying a new house or redecorating your actual apartment, all creative ideas can immediately come true.

Moreover, for a housing loan of minimum EUR 20,000 or RON 80,000 you receive a BONUS of up to EUR 3,000 or RON 12,000 as follows:

• tenor of 10 - 14 years --> bonus up to EUR 1,500 or RON 6,000
• tenor of 15 - 19 years --> bonus up to EUR 2,000 or RON 8,000
• tenor exceeds 20 years --> bonus up to EUR 3,000 or RON 12,000