Atucont
Choose ATUCONT, a savings account in RON, EUR or USD which combines the advantages of a current account with those of a term deposit.
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With ATUCONT you can deposit, cash, withdraw or transfer money into your BRD current account. Having similar functions as your current account, ATUCONT offers you a quarterly flat interest, comparable to that of a term deposit, without having you to observe a certain settling date.
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ATUCONT is available to any individual starting with the age of 14. Therefore young persons between 14 and 18 years old can be account holders or have power of attorney over an ATUCONT savings account, with the authorization of their legal guardian.
WITHOUT PENALTIES OR RESTRICTIONS
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The majority or ATUCONT operations are free of charge. We charge no commission for opening the account, cash deposits, banking and inter-banking payments or money transfers in your BRD account. You have access to ATUCONT by simply keeping a minimum sum in your account.
ATUCONT benefits from the warranty offered by the Deposits Guarantee Fund made by individuals within the legal frame.
GRANTING POWER OF ATTORNEY
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As an account holder, you can grant power of attorney to one or more individuals when signing the account opening demand or afterwards..
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The ATUCONT interest is flat and set for each quarter. You shall benefit of the following interest rates:
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Capitalisation
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Interest rate
(%/year)
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RON
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USD
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EUR
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Quarterly
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4
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2.00
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2.50
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- Calculation method:
The interest is calculated twice per month, on the 1st and 15th day of each month.
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- Deposits:
The amounts deposited or cashed on the above dates will generate interest starting with the respective moment. All amounts deposited or cashed on the rest of the month will bring you interest starting with the following 1st or 15th.
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- Withdrawals:
For withdrawals on the 1st or 15th day of each month you will benefit of the interest up to that date. Amounts withdrawn on any other day of the month will be taken into account beginning at the previous 1st or 15th day.
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