Do you want to teach your child how to save money? Do you want to show him how easy savings management is?
He can have his own savings account in RON, EUR or USD with an attractive interest. ATUSTART is especially designed for the little ones since their very first day of life until they reach the age of 14.
A PRESENT UPON OPENING THE ACCOUNT
|
Upon opening the account, BRD transfers LEI 20 or EUR / USD 5 in your child's the ATUSTART account on the account opening.
|
THINK ABOUNT WHAT ELSE HE MIGHT WISH FOR
|
Every chance you get, place in the ATUSTART account your child's gift money or the amounts you want to save for him. Surely, there will come a time when he will wish for a PC, a CD player, a digital camera, a guitar, rollerblades or a tennis racket.
ATUSTART allows you to teach your child that his wishes can come true if he saves his pocket money, because, any time you need to, you can withdraw the money partially or in full.
Deposits, withdrawals or cash-ins are allowed at anytime, without having to observe a certain maturity date and without affecting the account interest rate.
In time, your child will learn how to save money and how to manage his little fortune all by himself.
The ATUSTART interest is attractive, flat, set per each quarter. You may benefit of the following interest rates:
|
Capitalisation
|
Interest rate
(%/year)
|
|
RON
|
USD
|
EUR
|
|
Quarterly
|
4.25
|
2.25
|
2.75
|
- Calculation method:
The interest rate is calculated twice a month, on the 1st and the 15th days of each month.
|
- Deposits:
The amounts deposited or cashed-in on the above dates will bear interest starting the respective moment. All amounts deposited or cashed-in on the rest of the month will bring you interest starting the following 1st or 15th .
|
- Withdrawals:
For withdrawals on the 1st or 15th of each month you will benefit of the interest up to that date. Amounts withdrawn on any other day of the month will be liable to a retroactive interest calculation, starting with the previous 1st or 15th day.
|
|
Most ATUSTART transactions are free of charge. We charge no fees for opening the account, cash deposits and cash-ins.
|
FULL SAFETY
|
ATUSTART benefits of the guarantee offered by the Deposits Guarantee Fund made by individuals within the legal frame.
|
FROM ATUSTART TO ATUSPRINT... EACH AGE HAS ITS OWN ADVANTAGES
|
When your child turns 14 years old, BRD will transfer his savings into an ATUSPRINT account, free of charge.
He will now be able to make transactions by himself and save even more money.
*the transaction's execution date influences the interest
** only the commissions for the involved banks are paid |
