A dividend is the portion of the annual net income that the company pays out to its shareholders. The amount to be paid is proposed by the Board of Directors and approved by the shareholders' meeting.

According to the Bank's Articles of Incorporation, dividends are paid within 60 days after the meeting of the General Assembly, in cash or by bank transfer, according to the shareholder's choice.
Pursuant to the laws in force, beneficiaries who do not claim their due dividends shall loose the right to do so 3 years after the date of issue of such dividends.The dividend related income is subject to withholding tax.