Individuals
- Cards and accounts
  - Înapoi
  - Daily banking
  - Cards
  - Transfers
  - Other services
- Loans
  - Înapoi
  - Personal loans
  - Housing loans
  - Youth loans
    - Loan for studies
    - Credit 10
  - Other loans and services
- Savings and investments
  - Înapoi
  - Savings accounts
  - Deposits
    - Progresso deposit
    - Term deposit
  - Investments
  - Insurances and savings
    - Spend & Save
    - Retirement plans
- Online banking
  - Înapoi
  - YOU
    - YOU
    - Guides YOU
  - SMS banking
    - The remote banking service provides you with information on your bank accounts directly from your mobile phone.
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Companies
- Small entrepreneur
  - Înapoi
  - Daily banking
  - Financing
  - Saving and investments
  - Other services
    - Insurances
    - Electronic signature
- SME^{< 1M Euro}
  - Înapoi
  - Current activity
  - Financing
  - Saving and investments
  - Other services
- SME^{1-50M Euro}
  - Înapoi
  - Cash management
  - Financing
  - Saving and investments
  - International
  - Offers
    - Non-banking benefits^NEW
- Agriculture
  - Înapoi
  - PFA
  - SME^{< 1M Euro}
  - SME^{1-50M Euro}
- Corporate
Financial markets
- Currency and monetary market
  - Înapoi
  - Saving and investments
  - Currency market
  - Online trading
    - Anyma Online Trading
  - Other services
    - Risk mangement solutions
  - Regulatory information
    - PRIIPs
    - EMIR
    - MiFID
- Capital markets
  - Înapoi
  - Brokerage
  - Our team
    - Presentation and contact
  - Regulatory information
  - Other information
    - Rates and fees
    - Useful links
- Research Reports
- Custody, storage, issuers
  - Înapoi
  - Depository services
    - Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
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  - Issuer services
    - Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
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  - Global and local custody services
    - Administration availability of customer accounts to their instructions - financial instruments operations or cash.
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  - Clearing services
    - Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
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  - Contact
    - Contact details
About BRD
- Newsroom
  - Înapoi
  - News
    - News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
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  - Scene 9
    - is an online cultural publication that shapes the portrait of the new generation of creators
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  - Scoala 9
    - is an editorial project dedicated to the pre-university education created by DoR and BRD
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  - Contacts
    - Find here our mass media contacts
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- Subsidiaries and associated entities
  - Înapoi
  - About BRD
  - Subsidiaries and associated entities
  - Contact
  - Other info
    - SFDR
    - Sustainable sourcing charter
- CSR
  - Înapoi
  - Culture
    - We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
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  - Education
    - We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
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  - Sports
    - We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
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  - Environment
    - Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
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  - The Civil Society
    - Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
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- Investors and shareholders
  - Înapoi
  - GSM BRD
  - Financial Information
  - Corporate Guvernance
  - BRD Shares
  - Contact
    - Investors and Shareholders contact
- Careers
  - Înapoi
  - Discover
    - Our Culture
  - Learn
    - Business Lines
  - Develop yourself
  - Apply
    - Opportunities
Online Banking
- YOU^NEW
- MyBRD Net

ROMÂNĂ / ENGLISH

Business Lines

Business Lines

The BRD Group means more than banking, it is a group covering various business lines.

Therefore, the BRD Group is composed of the BRD universal bank and several specialized subsidiaries:

BRD Finance - Consumer loans
BRD Pensii - Pension funds
BRD Asigurari de Viata - Life insurance
BRD Sogelease - Financial leasing
ALD Automotive - Operational leasing and car fleet management
BRD Corporate Finance - Consulting in privatizations and mergers & acquisitions
BRD Asset Management - Asset management
SG EBS – European Shared Service Centre

The human resources strategy and policies are being managed, however, at the level of the entire group.

BRD business lines:

The retail bank
Corporate and investment banking
Private banking
Specialised financial services and insurance.

Advice and guides

Credit calculator

Agencies and ATMs

Commissions and tariffs