Rates and Commission for Expresso Loan

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FIND OUT RATES AND COMMISSION OF THE EXPRESSO LOAN

1. How much would you like to borrow? LEI

2000

250000

2. Over how many months do you want to pay the loan?

3. I want to collect my income into a BRD account

4. Repayment methods

First rate

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Total payment amount

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DAE

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Interest rate

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The interest rate is between 6,75% and 18,59%, and is offered to customers according to a number of elements considered in the analysis of the credit application, such as the history of the relationship with the bank, seniority and stability at work, constant income , the existence of a credit history and the way in which the loans held so far have been repaid, etc. For details, apply now and we will contact you with all the information to get the credit.

GET YOUR EXPRESSO LOAN IN 3 SIMPLE STEPS

Fill out
the form

Leave us your details in the form below or come to the nearest BRD agency for the financing offer that suits you.

Sign the
documents

Complete the ANAF query agreement, if you get income from wages, otherwise, the income documents are required.

Finalize the
contract

After the loan approval, we conclude the loan agreement and make your funds available in your current account.

ENJOY MANY BENEFITS WITH THE EXPRESSO LOAN

Fixed interest rates between 5,90% and 18,59%

Adapted to your financial and personal situation

5 years

Maximum loan period

250,000 lei

Maximum amount financed

Up to 6 months

Grace period, for capital payment time in which you pay only interest and life insurance

Life insurance
attached to the loan

Support in difficult times, for a series of insured risks, through BRD Life Insurance.

Next steps

Here is everything you need to know!!

What income do you require to be eligible for a loan?

A wide income range is acceptable for Expresso Loan: salaries, pensions, dividends, royalties, rents, up to incomes from independent activities. You can get a larger amount if you also bring up to 3 co-borrowers

Without proof of income

All the checks related to your salary income are now fully automatic, without the need for proof of income from the employer. This simplified procedure allows us to grant you loan much faster and with a minimum number of documents.

Only if the information retrieved from ANAF is not complete, we reserve the right to request supporting Income statement template.

How can you have a peaceful loan period?

You are safe throughout the entire loan period by opting for a life insurance that gives you and your family protection against unforeseen events (unemployment, incapacity for work, total disability or death). The policy is established when the loan agreement is finalized, for the entire loan period.

What does Expresso Loan offer you?

Fixed interest rates between 6,40% and 17,48% for the entire loan period, offered depending on a number of elements considered in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability in the workplace, constant income, the existence of a credit history and the payments made for the existing loans etc.
Preferential interest rate if you domiciliate your income in a BRD current account
Loan of up to 250,000 Lei, without mortgage guarantees, or, if you need a larger amount, adapted to your needs, Expresso NonStop in Lei offers you the financing you need.
You can opt for a partial grace period, during which no capital is paid, up to 6 months

What are the costs?

You will find the necessary information at Commisions and interest for Expresso Loan You will find the necessary information at Commisions and interest for Refinancing

ARE YOU INTERESTED? DON'T HESITATE, APPLY NOW!

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*Fixed interest rates between 5,90% and 18,59% for the entire loan period, offered depending on a number of elements considered in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability in the workplace, constant income, the existence of a credit history and the payments made for the existing loans etc

Representative example valid on 16.09.2024, calculated for an EXPRESSO personal needs loan, in the amount of 35,000 lei, granted over a period of 5 years and repaid in 60 equal monthly installments, with the receipt of the income in the BRD account and contracting a package of products and services: fixed interest of 8.15%/year, APR 10.15%, the value of the first monthly payment amount 757.69 lei, subsequently decreases as a result of the reduction of the insurance premium, the total amount payable 44,211.20 lei, which includes file analysis fee 200 lei, monthly administration of the current account associated with the zero lei credit (cost valid during the period of ownership of a package of products and services) and life insurance: 0.09% per month, charged to the credit balance (if you opt for the insurance distributed by BRD, as an affiliated agent of BRD Life Insurance Insurer). If you cancel the package of products and services, the monthly current account administration fee becomes 6 lei. You can find details on product and service packages at brd.ro/carduri si conturi/current account packages.

Before making the decision to borrow, analyze the characteristics and implications of the loan. Make sure you understand the risks associated with loan agreements, especially with regard to your income fluctuation.

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FIND OUT RATES AND COMMISSION OF THE EXPRESSO LOAN

GET YOUR EXPRESSO LOAN IN 3 SIMPLE STEPS

ENJOY MANY BENEFITS WITH THE EXPRESSO LOAN

Here is everything you need to know!!

Here is everything you need to know!!

ARE YOU INTERESTED? DON'T HESITATE, APPLY NOW!