Cards and Accounts
Spend & Save

With every card payment you make at a POS or online (bill payment, merchants etc.), a certain amount is transferred automatically and free of charge into a savings account.

You can save for you, for your children or for your beloved ones.

You can choose from 4 saving options:

• percentage of the paid amount: 1%, 5%, 10%, 15% or 20%
• a fixed amount, regardless of spent amount: 1, 5, 10, 20 or 50 LEI, respectively 1, 2, 5, 10, 15 EUR or USD
• rounding up the spent amount up to the first full amount
• rounding up the spent amount up to a multiple of 10

For example:

You pay 102,30 LEI with your debit card at a merchant and have one of the 4 savings options below active:

• 10% of the amount paid by card: 10.23 LEI will be transferred to the savings account
• fixed amount of 5 LEI: 5 LEI will be transferred to the savings account
• rounding the spent amount up to the first full amount: 0.70 LEI will be transferred to the savings account
• rounding the spent amount up to a multiple of 10: 7.70 LEI will be transferred to the savings account

• The service can be activated in any BRD branch and requires a current account, a savings account and a debit card
• You can change your current account, debit card, savings account and the amount you wish to save at any time
• The service activation, eventual changes, contract conclusion and transfers from your current account to a savings account (regardless of the savings account holder) are free of charge
• Easy access via YOU BRD to view POS transactions and keep track of the saved funds
• The linked savings account can be in the same currency or in a different currency as compared with the current account

If you do not have one of the 3 products, enter into any BRD agency and you can open it on the spot. If you have all of them, directly request to activate the service.