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ROMÂNĂ / ENGLISH

Spend & Save

Cards and Accounts
Spend & Save

While you pay with your card, you save money.

While you pay with your card, you save money.

It's easier to save money when you do it while shopping. With the SPEND & SAVE service you shop and save money at the same time.

INTEREST CALCULATED FROM DAY ONE

received no matter how long you have the money in your account

NO EFFORT

the more you purchase, the more money you can save

FREE

no opening
commission

AUTOMATIC AND FREE OF CHARGE TRANSFER

into a savings account chosen by you

FLEXIBILITY

you can always deposit, receive or withdraw money without affecting the applied interest percentage

How it works

With every card payment you make at a POS or online (bill payment, merchants etc.), a certain amount is transferred automatically and free of charge into a savings account.

You can save for you, for your children or for your beloved ones.

You can choose from 4 saving options:

percentage of the paid amount: 1%, 5%, 10%, 15% or 20%
a fixed amount, regardless of spent amount: 1, 5, 10, 20 or 50 LEI, respectively 1, 2, 5, 10, 15 EUR or USD
rounding up the spent amount up to the first full amount
rounding up the spent amount up to a multiple of 10

For example:

You pay 102,30 LEI with your debit card at a merchant and have one of the 4 savings options below active:

10% of the amount paid by card: 10.23 LEI will be transferred to the savings account
fixed amount of 5 LEI: 5 LEI will be transferred to the savings account
rounding the spent amount up to the first full amount: 0.70 LEI will be transferred to the savings account
rounding the spent amount up to a multiple of 10: 7.70 LEI will be transferred to the savings account

How can I activate the service?

The service can be activated in any BRD branch and requires a current account, a savings account and a debit card
You can change your current account, debit card, savings account and the amount you wish to save at any time
The service activation, eventual changes, contract conclusion and transfers from your current account to a savings account (regardless of the savings account holder) are free of charge
Easy access via YOU BRD to view POS transactions and keep track of the saved funds
The linked savings account can be in the same currency or in a different currency as compared with the current account

If you do not have one of the 3 products, enter into any BRD agency and you can open it on the spot. If you have all of them, directly request to activate the service.

Advice and guides

Credit calculator

Agencies and ATMs

Commissions and tariffs