Investment
Investment funds

UCITS* BRD Simfonia (denominated in RON) is an open investment fund, with investments mainly in fixed income instruments: deposits, certificates of deposit, government bonds, revo-repo contracts, bonds and money market instruments.

It is an investment alternative with high liquidity.

It offers diversification in terms of financial performance and low risk and does not invest in shares.

UCITS* BRD Simplu (denominated in RON) is an open-end investment fund, which aims to make investments of up to 100% in bank deposits, money market instruments and fixed income instruments. It is a highly liquid investment alternative.

It aims to obtain income through stable financial performance.

UCITS* BRD Euro Fond (denominated in EUR). It has a diversified portfolio, making investments predominantly on the bond markets in fixed income and monetary instruments. It is an investment alternative with immediate liquidity.

It offers diversification in terms of financial performance and minimal risk.

The Fund does not invest in shares.

UCITS* BRD USD Fond (denominated in USD) has a diversified portfolio, making investments predominantly on the bond markets in fixed income and monetary instruments.

It is an investment alternative with immediate liquidity, offering diversification in terms of financial performance and low risk.

The Fund does not invest in shares.

UCITS* BRD Obligatiuni (denominated in RON) is an open-ended investment fund, which aims to make investments on the market of fixed income instruments, especially the corporate bond market as well as other liquid assets (money market instruments, in securities admitted to the official share of a stock exchange, as well as in bank deposits at credit institutions, sight and term).

The fund does not invest in shares.

BRD Euro Simplu , open-end investment fund denominated in euro, which aims to make up to 100% investments in bank deposits, money market instruments and fixed income instruments. The objective of the fund is to obtain income through stable financial performance. Through the investments made, the fund aims to provide customers with high liquidity and diversification. The fund does not invest in shares.

It aims to obtain income through stable financial performance.

Equity funds

UCITS* BRD Actiuni Class A and E (denominated in RON and EUR) is an open investment fund that invests mainly in shares of Romania, up to 90% and 10% other assets with high liquidity such as: deposits, fixed income instruments, as well as financial instruments allowed by the legislation in force.

It aims to achieve relatively high financial performance while maintaining the investment over a longer time horizon.

UCITS* BRD Global Class A, E and USD (denominated in RON, EUR and USD) is an open-end investment fund with investments mainly in global equity markets, in particular by investing in exposure to tradable ETF-type UCITS that are exposed to the United States, Europe, Japan, as well as in other markets.

Strategic (long-term) allocation of the Fund in terms of asset classes: 75% of shares or equity securities issued by funds that invest mainly in shares and 25% and 25% of other assets such as deposits, fixed income instruments, as well as other financial instruments permitted by applicable law.

The fund will maintain a high degree of liquidity, taking into account the risk involved in investing in shares and the liquidity of the assets in the portfolio.

Diversified funds

UCITS* BRD Diverso Class A and E (denominated in RON and EUR) is an investment fund of diversified (mixed) type. It invests in several categories of financial instruments (equities, monetary and fixed income instruments, state and corporate bonds). It uses the investment strategy known in the speciality literature as Constant Proportion Portfolio Insurance (CPPI) which aims to limit, as far as possible, the losses that would be recorded in the event of the markets falling to the protected value (the maximum value recorded in the previous 12 months).

Current date, except for the period immediately following the authorization of the prospectus when the maximum value for the period between the authorization date and the current date will be taken into account. Allows obtaining relatively stable financial performances (the stability offered by the fixed income and monetary instruments is combined with the higher dynamics). Wide range of equity instruments).

BRD Oportunități (Class RON, Class EUR and Class USD) Open-end investment fund denominated in both RON, EURO and USD, with a flexible investment allocation, being able to invest both in Romania and on global markets. The Fund's strategic allocation is 60% shares and 40% other assets, but it may deviate significantly from it. The objective of the fund is to obtain favorable long-term returns, by capitalizing on investment opportunities in the financial markets of stocks, bonds and monetary instruments. Through the investments made, the fund aims to provide customers with high liquidity and diversification.

BRD Orizont 2035 (denominated in RON and EUR) Open-end investment fund with a predetermined time horizon (2035) and dynamic asset allocation. The fund will have a higher risk / return profile in the first years of investment, when the investment horizon is far away, thus offering investors the opportunity to have increased exposure to shares. As the time horizon to the target date decreases, the Fund will increase its allocation to low risk / return assets, such as bonds and money market instruments, to reduce risk and increase predictability.

The objective of the fund is to obtain favorable long-term returns, as well as to gradually limit the volatility of the portfolio in order to preserve the value as the Fund approaches the target date.

Through the investments made, the fund aims to provide customers with high liquidity and diversification.

BRD Orizont 2045 (denominated in RON and EUR) Open-end investment fund with a predetermined time horizon (2045) and dynamic asset allocation. The fund will have a higher risk / return profile in the first years of investment, when the investment horizon is far away, thus offering investors the opportunity to have increased exposure to shares. As the time horizon to the target date decreases, the Fund will increase its allocation to low risk / return assets, such as bonds and money market instruments, to reduce risk and increase predictability.

The objective of the fund is to obtain favorable long-term returns, as well as to gradually limit the volatility of the portfolio in order to preserve the value as the Fund approaches the target date.

Through the investments made, the fund aims to provide customers with high liquidity and diversification.

Find more about investment funds HERE.