Financing
Business credit Card

You have access any time to a source of funds made available by the bank

Choose the BRD Business credit Card for the progress of your business!

BRD BUSINESS CREDIT CARD brings you a wide range of banking and extra-banking benefits.

How it works?

The BRD Business credit Card is the ideal solution for your business when you don’t want to use your own equity to cover the current needs of the company (consumables, furniture etc.). It gives you access to a line of credit without interest in the grace period for payments made by card directly to the merchants

What operations can be made with this type of card?

Payment at the merchants (with no interest) including online
Payment of utility bills;
Cash withdrawal at any cash dispenser;
Consulting the account balance;
Consulting the latest 10 card operations;
Changing the PIN at any ATM.

What are the main characteristics of the product?

Embossed card issued under the MasterCard logo;
Use area: national and international;
Validity: 2 years with possibility of renewal;
VAvailable balance: credit limit granted by the bank;
Grace period: up to 46 days ;
Minimum amount to be repaid on a monthly basis: 10% of all the performed transactions

Utilization limits:

The bank may establish daily utilization limits for card operations.

But you can change the standard utilization limits through a written request, filed in any BRD agency. This way, you can control much easily the card operations made by your employees.

Standard use limits for Business Cards

Extra-benefits

BRD Business credit card extra-benefits:

Free services of travel insurance abroad;
Possibility to recover the VAT paid cross-border;
Access to Premium & Business MasterCard Program.

Acces Lounge

You have unlimited free admission per year to the Business Lounges mentioned below, simply by presenting your bank card, provided you have made at least one POS or e-commerce transaction settled in the last 30 days, but no later than 4 days before entering the lounge. Both transaction date and settlement date must be within the 30-day window above, but no later than 4 days prior to lounge access.

In addition you have 8 entries per year at each airport for your guests at no cost.

Henri Coandă International Airport, Bucharest-Otopeni
- Dacia Business Lounge (formerly called "Tarom Business Lounge") - located in the International Departures Terminal on the 2nd floor, above gate 3
- Satelit Business Lounge - located in the International Departures Terminal on the 2nd floor, above gate 9

Vienna International Airport
- Vienna Lounge - located in Terminal 2, immediately after security, on the 2nd floor
- Sky Lounge - located in Terminal 3, immediately after security, on the 2nd floor

Avram Iancu International Airport Cluj-Napoca
- Domestic Business Lounge - located in the Internal Departures Terminal, opposite gates A2 and A3
- International Business Lounge - located in the International Departures Terminal, opposite gates B1 and B2

The Business Lounges from Avram Iancu Cluj Napoca International Airport are temporarily closed due to works expansion, the completion period being February 2024.

Traian Vuia Timisoara International Airport
- Domestic Business Lounge - located in the Departure Terminal, domestic flights, on the 1st floor
- International Business Lounge - located in the Departure Terminal, international flights, 1st floor

Sibiu International Airport
- Business Lounge - located in the Departure Terminal (immediately after security and border crossing)

Access is allowed only for valid cards (the card is not blocked, lost or stolen and can be used for payment transactions).

The offer is valid until 31.12.2024.

Please consult the rules HERE.

Did you know that you can recover the foreign VAT?

You can choose to recover the VAT paid cross-border, provided through an external partnership with TaxBack International.

BRD and Taxback International provide to the business card holders a complete, fast and efficient VAT recovery service.

All you need to do is access the page Taxback International. For this service Taxback International charges a processing fee, percentage of the amount reimbursed, at the end of the procedure. No commissions are charged in advance and the assessment of reimbursable amounts is a free service.

Payments over the Internet secured by 3D-Secure

For extra safety in using the Business Cards online at the merchants that display the logos , we recommend you to activate free of charge 3D Secure, the highest standard of security of online payments.