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Înapoi la Newsroom

BRD Started Granting Loans With Reduced Interest In The Framework Of JEREMIE Program

13 May 2014

BRD Groupe Société Générale started granting loans in the framework of its partnership with the European Investment Fund (EIF) – Jeremie initiative.

In 2014, BRD Groupe Société Générale will make available for SMEs interested in the new Jeremie instrument financing (investment loans and working capital loans) for attractive interest rates and reduced guarantees.

The pricing of Jeremie loans (interest and commissions) is 50% lower than in the case of standard loans, and guarantees can be only as high as 60% of the loan’s amount.

The maximum amount accessible through Jeremie loans is of EUR 1,000,000 (equivalent in RON), respecting the maximum ceiling allowed by the de minimis aid.

Jeremie loans can be used for:

The financing of the current activities on the short and medium run (revolving loans), in order to insure working capital for new and existing activities;

The financing of long term investments (non-revolving loans).

The maximum reimbursement period is 2 years for the working capital and 10 years for investment loans, with a grace period of 24 months, which cannot exceed one third of the total duration of the loan.

Jeremie initiative („European common resources for micro enterprises and SMEs”), launched by the European Commission in partnership with the European Investment Fund, allows Member States and Regions in the European Union to dedicate national resources and structural funds to create financial instruments for the Smes. In Romania, Jeremie initiative is financed through Sectoral Operational Program “Increase of Economic Competitiveness”, co-financed through the European Regional Fund for Development.

BRD-Groupe Société Générale is the second bank in Romania in terms of assets and the no. 1 bank in the Romanian syndicated loans market. BRD - Groupe Société Générale has 2.3 million customers and operates a network of approximately 880 branches. With over 2.3 million valid cards and a network acceptance over 21,600 POS, and 1,500 ATMs, BRD is no. 1 on the Romanian card market. With factoring operations of EUR 918 million in 2013, BRD is the leader of the Romanian factoring market.

BRD is part of Société Générale Group, one of the largest European financial services groups. The group has 154,000 employees in 76 countries and 32 million customers worldwide in its three key activities:

Retail banking in France
International retail banking, financial services and insurance
Corporate & Investment banking, private banking, asset management and investor services

JEREMIE Program

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