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Standard credit card

Cash in instalments

you can easily transfer any amount over 500 Lei in your current account and you can return it in maximum 36 equal instalments

Extended instalments

up to 36 months

6 instalments

with zero interest

Refinancing

in 36 instalments 

Extra benefits

 up to 50% discounts in over 1200 partner locations

More details (for you)

25.000 lei

The maximum credit line granted for Standard Credit Cards, in the limit of 6 monthly net incomes, while the minimum credit line is 1.000 lei

Only 3.5%

The minimum sum to be paid from the used balance, minimum 20 lei

Time is important
Come to the bank only if you want to say hello to us, otherwise the card will be delivered to a postal adress indicated by you.

Extra cards

You can apply for up to 4 extra cards for your family members

Equal payment plans 

Equal payment plans with 0% interest - Shopping (goods and services) made at merchants or online can be returned in equal installments with an annual interest rate of 0% depending on the following conditions : Minimum amount of transaction >= 200 lei   &   The maximum number of installments: 6
- Equal payment plans with interest - Any POS transaction made in current transactional cycle with a value higher of 200 lei, can be converted in equal monthly installments over a period of 12,18,24,30 or 36 months with an annual interest of 16.9 %, via MyBRD Contact.
Cash Transfer - Customer may request, via MyBRD Contact, a money transfer, for any amounts higher or equal of 500 lei,  from credit card account into an account opened in his name at any bank in Romania; the amount will be reimburse in equal installments over a period of 6,12,18,24,30 or 36 months at an annual interest rate of 16.9%

Optional services

- MyBRD SMS: instant notifications vis SMS for every transaction made
- Travel insurance: safer and more enjoyable holidays with your family
- Life insurance: access to a complex pack of used credit protection, even in case of unemployment
 

Your card insurances

Groupama free package for foreign trips:

- Death and permanent invalidity
- 24h medical emergency costs for accidents and sickness  
- Free Trip/vacation cancellation for foreign trips departing from Romania.
- Seasonal sports
- Family cover  - for the husband/wife, maximum 3 children under 18y.i, only for trips together with the insurant
- Civil liability within Europe boundaries

Insured risks:

- Death (from any cause)
- Permanent and total invalidity (from any cause)
- Temporary work incapacity (from any cause)
- Unemployment

Commissions

List of fees and commissions download